Easy Mortgage Process

When interest rates change, mortgage refinancing becomes a particularly popular topic. However, there are several other good reasons for you to consider refinancing, including an increase in your credit score or home value, or the availability of more favorable loan terms. Each client’s situation is unique, and we understand that many factors must be considered before making the decision to refinance.

To guide you through mortgage refinancing decisions, consider downloading the “Should I Consider Refinancing My Mortgage?” flowchart. 

This flowchart helps guide conversations when advising our clients about their mortgages, and covers:

  1. Interest rate trends

  2. Current loan rates and terms

  3. Available alternatives

  4. Motivations for refinancing

  5. Cautions against refinancing

Get the Mortgage Refinancing Flowchart Guide now!

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If you'd like to explore the best Mortgage programs for your needs on your own, click HERE to discuss your financing options available.


I can help you with:

  1.  Pre-approval/ Pre-qualification

  2. Comparing loan programs

  3. Loan application process

  4. Continued maintenance loan service

Joon Um

Mortgage Loan Officer NMLS# 2355670